Investing has been followed through years with rate of interest starting from 25-50%return at 100% risk of money. Where some tend to gain money while some prefer to invest safe with guaranteed returns.
What is the real value of returns?
What is the cost of interest gained on Returns?
WHAT ARE THE GUARANTEED OPTIONS AVAILABLE?
Well to help you out with few of these queries we (Disha’s Life Insurance & Wealth Management) are here.
1. What is the real value of returns?
Returns on money is to enjoy luxury, dream home, education, marriage, vacation trip and moreover PEACE OF MONEY with STRESS FREE EXPENSES.
The amount invested to gain higher returns at 100% RISK doesn’t let you enjoy peace of mind which ultimately results into stress which leads to unhealthy living.
2. What is the cost of interest gained on Returns?
Thus the returns gained are at cost of our Peace of Mind with 100% RISK OF CAPITAL INVESTED which cannot be utilized elsewhere. Also the loss incurred if any has to incurred within given timeline.
On the other hand, if the returns are rising high, then as a human tendency we tend to wait more for more returns thus losing / investing more of our time instead of utilizing our own capital as well as interest. Costing us more of our TIME & MORE DELAY OF STREE FREE EXPENSES.
3. WHAT ARE THE GUARANTEED OPTIONS AVAILABLE?
Plan :New Jeevan Shanti
This Plan is a non-linked, non-participating, Single premium Pension plan.
Annuity Mode:
• Annuity may be paid either at monthly, quarterly, half yearly or yearly intervals.
Minimum Sum Assured :
• Rs.2,50,000/-
Maximum Sum Assured :
NO LIMIT
DEFERMENT PERIOD :
1 year to 12 years
• Deferred annuity-
i) Option 1: Deferred annuity for Single life
ii) Option 2: Deferred annuity for Joint life
2. Plan :Jeevan Umang
Jeevan Umang Plan is a non-linked, with-profits whole life assurance plan. This plan provides for annual survival benefits from the end of the premium paying term till maturity and lump sum payment at the time of maturity of the policy during the policy term.
Maximum Sum Assured :
NO LIMIT (Depending upon Income)
On survival 8% of Basic Sum Assured shall be payable each year.
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